Condos

Making sure that your condo unit is properly covered begins with a thorough reading of your condo documents (i.e., by-laws, provisions, regulations, HOA agreement, etc.). Be sure to consult your condo documents to determaine what the Association policy covers and what you are responsible for. Pay close attention to items such as:

• What property is your responsibility to insure - the internal walls, appliance, your detached garage?
• What is the potential for loss assessments?
• Does the association or corporation insure common propety at its replacement value?
• What is the association's deductible?
• Are you obligated to add any extra coverage or limits?

Williams Insurace agents can help you find the best value for your condo insurance needs.